Commercial Finance Brokers · Sydney, Australia
We compare 30+ lenders to find the right chattel mortgage, equipment finance, or fleet loan for your business — obligation-free.
Takes under 2 minutes. No obligation.
Thank you — one of our finance specialists will be in touch within 1 business day.
What We Finance
We finance virtually any business asset — vehicles, yellow goods, trucks, vans, and more.
Finance Options
Whether you're buying a single company vehicle or financing an entire fleet, we find the right structure for your business.
Own the vehicle from day one with fixed repayments and potential tax benefits. The most popular choice for businesses.
Use the vehicle while the lender retains ownership, with a residual value at end of term. Useful for cash-flow management.
Combine multiple vehicles into a single loan contract. We work with small to medium businesses running multi-vehicle fleets.
Finance yellow goods, trailers, tools, and machinery. If it's a business asset, we can likely finance it.
Already have a car or equipment loan? We can review your current arrangement and look for a better fit.
Finance for electric vehicles including salary packaging options. Ask us about FBT-exempt EV arrangements.
Beyond the Vehicle
We also help with broader business funding needs — from managing cash flow to funding growth.
Keep your business moving between invoices. We can help structure finance that smooths out seasonal or payment gaps.
Unsecured and secured business loans for growth, stock, staff, or any business purpose. We'll find a lender suited to your situation.
Flexible access to funds when you need them. Ideal for businesses that need a financial buffer without taking on a fixed loan.
Unlock cash tied up in unpaid invoices. Get paid faster without waiting 30, 60, or 90 days for your customers to pay.
Simple Process
We handle everything — from finding the best rate to settlement.
Fill in the quick form above. No credit check at this stage — completely obligation-free.
Your broker searches our panel of 30+ lenders to find the most competitive rate for your situation.
We present you with tailored options. You choose what suits your business — no pressure.
Once approved, we manage everything through to settlement. Most approvals within 24 hours.
Why Choose Us
We're brokers, not banks — which means we work for you, not the lender.
We're accredited with a wide panel of banks, credit unions and specialist lenders so you get genuinely competitive options.
We focus exclusively on commercial and business finance. We understand GST, depreciation, and what lenders look for in a business application.
Our service is free to you. We're paid a commission by the lender — disclosed to you upfront, as required under our credit licence.
Real people, based in Sydney. You'll speak directly with your broker — not a call centre overseas.
Pre-approval in as little as a few hours for straightforward applications. We know your time is valuable.
We're experienced commercial finance brokers with a strong track record helping Australian businesses secure the right funding.
Client Reviews
We've helped hundreds of Australian businesses get the right finance.
"I needed to upgrade my fleet for employees. I was provided with a tailored solution combining everything into one loan contract. Very happy with the service."
"The process was seamless. My broker found me a rate I couldn't find anywhere else, and the whole thing was settled in under 48 hours."
"As a tradie, I needed a ute financed fast. They sorted it out without any fuss. Highly recommend to any small business owner."
Common Questions
A chattel mortgage is a commercial finance product where your business takes ownership of the vehicle from day one, while the lender holds a mortgage over it as security. It offers fixed repayments, potential GST and tax benefits, and is one of the most popular business car finance structures in Australia.
Yes. To access commercial vehicle finance in Australia, you need a valid Australian Business Number (ABN). Most lenders also require your business to have been registered for at least 12 months.
Loan amounts vary by lender and depend on your business financials, credit history, and the asset being financed. We work with lenders who can accommodate a wide range of business sizes and requirements.
Yes. We specialise in fleet finance for small to medium businesses, combining multiple vehicles into a single streamlined loan contract. Contact us to discuss your fleet requirements.
In most cases, no deposit is required for a commercial vehicle loan. The asset itself typically serves as security for the finance.
We can finance virtually any business asset — company cars, luxury vehicles, utes, vans, trucks, trailers, yellow goods (excavators, loaders, forklifts), and general business equipment. If it's a business asset with an ABN behind it, we can likely finance it.
Disclaimer: This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. By submitting an enquiry, you consent to being contacted by a commercial finance broker who will discuss options relevant to your business requirements. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. We collect your personal information solely to respond to your enquiry and connect you with suitable lenders. We do not sell your information to third parties. For enquiries about your personal information, contact us at info@companycarloans.com.au.
© 2025 Company Car Loans. All rights reserved.